Privacy Policy

Collection and Uses of Personal Information
We may collect personal information about you such as name, mailing address, email address, phone number and similar information. In some cases you may provide it directly, such as by entering information into an application or online form or permitting us by agreement to obtain it, and in some cases you may provide it indirectly, such as the IP address of the computer or device you use to connect with us online. We may use the personal information to:

Provide you with the information you have requested, facilitate and complete transactions you initiate or authorize, perform analytics and other value-added services using the information collected through any Clover site, comply with federal, state and local laws, including credit reporting laws and card association rules, verify information and combat fraud, send you other information about Clover and its services (including through First Data affiliates and subsidiaries) that we believe you would find interesting, and
perform other lawful business purposes as may arise over time.

Cookies and Aggregate Data
This site may use cookies for various business purposes. For example, this site may use cookies to aggregate information about the pages that users visit so that we can update and redesign our site in order to provide you with the most useful information. From time to time we may disclose this information to fulfill legal or regulatory obligations or if we determine such disclosure is legally advisable or necessary to protect our rights, the rights of others, or to prevent harm (for example, for fraud prevention purposes we may confirm that your IP address matches the location you enter into an online form). In addition, we may analyze and aggregate data about users of our sites and use it for statistical or analytic purposes. This information helps us to better understand our sites’ users and how to improve our sites and our offerings.

Information about Online Tracking
Some browsers incorporate a Do Not Track feature that signals to sites you visit that you do not want to have your online activity tracked. Tracking is not the same as using or collecting information in connection with a single site. For these purposes tracking refers to collecting personally identifiable information as users move across different sites over time.

How browsers communicate the Do Not Track signal is not yet uniform. As a result our sites are not yet set up to interpret or respond to Do Not Track signals communicated by your browser. Our collection and use of your information is described more fully throughout this Online Privacy Statement.

For a description of Do Not Track protocols for browsers and mobile devices, or simply to learn more about the choices available to you, you can visit the All About Do Not Track site:

Employees, Third Parties, and Others
Our policies limit access to personal user information that is collected from the sites to our employees and agents and the employees and/or agents of our affiliates and business partners who need the information to fulfill their business responsibilities. First Data may disclose personal information collected online to our affiliates and to vendors who assist us. In some cases, this may involve third parties collecting information about your online activities over time and across different sites as well as your information being sent to other countries. By supplying information on or through our sites, you consent to the information being collected and transferred (including across international borders) by and to First Data and its affiliates, vendors, or agents.

Employees and others with duties related to the sites must adhere to this Online Privacy Statement. Our employees receive annual training about the privacy policies and procedures of First Data and its affiliates and subsidiaries. We appreciate that protecting consumer privacy is a key part of our trusted relationship with our clients.

By using the sites, you agree that your use of the sites is subject to the terms of this Online Privacy Statement and any applicable agreement you have with a First Data business.

Security Safeguards
At First Data, security is a priority. First Data reviews and enhances its security systems, and employs appropriate measures including advanced technology to protect personal information collected online against unauthorized access, disclosure, alteration, or destruction. These measures may include encryption, physical access security, and other appropriate technologies.

This Site is Not Directed at Persons under the Age of 18.
Our sites are not directed at or intended for persons under the age of 18 and First Data does not knowingly collect or maintain information at our sites from persons under the age of 18.

This Site May Be Linked to Other Sites.
As you navigate our sites, you may click to sites of our affiliated companies or business partners. Those sites may have their own online privacy statements or policies. This Online Privacy Statement will not apply when you move to one of these other sites because affiliate privacy practices and policies are tailored to the products and services offered by the individual affiliate. If you visit the pages and sites of our affiliated business units please be sure to review the privacy policies applicable to those sites.

We may create links to third-party sites (for example, the All About Do Not Track site linked above). First Data is not responsible for the privacy practices employed by any third-party sites. First Data’s privacy policies and practices do not apply to these sites. First Data does not guarantee, approve, or endorse any information, material, services, or products contained on or available through any linked sites. First Data is not responsible for any content on sites linked from or to any Clover site. First Data is providing links to those sites as a convenience and your connection to and use of any linked site are at your own risk.

This Online Privacy Statement applies only to the information we collect in connection with the Clover sites. It does not apply to information we collect through other methods or sources, including sites owned or operated by our affiliates, vendors, or partners.

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